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Mississippi Lemon Law Information.
Mississippi Auto Loan Programs For Those With Poor Credit Histories.
UsedCarSale.com Financial Services:
Available As Of May 14, 2013
Apply For A Car Loan - Bad Credit History
Submit a two minute application to dealers and/or lenders in your area that
can, and will, approve those with a bad credit history.
Must have steady income.
Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here dealers, or dealers
who offer in house financing. Must have income, and stable residency.
Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those
with no prior credit history. Must have income.
that a car is a major consumer purchase and that a defective car creates a
burden for the consumer, the Legislature, through this Act, has provided
procedures where a consumer may receive either a replacement car or a full
refund for a NEW car which cannot be brought into
conformity with the express warranty issued by the manufacturer.
These laws apply to demonstrators or lease-purchase vehicles as long as a
manufacturer's warranty was issued as a condition of the sale. However, this
Act does not apply to motorcycles or mopeds.
If a NEW vehicle does not conform to the express warranty, the consumer must
report the defect(s) to the manufacturer or dealer within the warranty
period or within 1 year from the time the consumer received the car --
whichever period ends first. The manufacturer or dealer must then make
whatever repairs are necessary to conform the vehicle to the warranty --
even if these repairs are made after the expiration of the warranty period
or one-year period. (The warranty period or the one-year period may be
extended if the defect has been reported but not repaired by the end of
The consumer must IN WRITING notify the manufacturer about the defect. The
manufacturer will then recommend a reasonably accessible repair facility.
After the car has been delivered to the repair facility, the manufacturer
will have 10 working days to repair the vehicle. If, after a
reasonable number of attempts, a car cannot be repaired to conform to the
warranty AND the car's defects impair the use, market value, or safety of
the car, the manufacturer (based on the consumer's preference) shall EITHER:
1) Replace the car with a comparable motor vehicle acceptable to the
consumer LESS a charge for the consumer's use of the car [20 cents per
2) Take the car's title from the consumer and refund the full purchase price
(including all reasonably related outside costs) LESS a charge for the
consumer's use of the car [20 cents per mile].
** These remedies are not available if a car's defects result from the
consumer's abuse, neglect, or unauthorized modification of the car. These
remedies are also not available if the defects do not impair the use, market
value, or safety of the car.
A reasonable number of attempts is considered to have been made, IF either:
1) The same defect is not repaired after 3 or more attempts; or
2) The vehicle has been out of service a total of 15 working days since the
consumer received the car.
In cases where manufacturers have established an informal dispute settlement
procedure, the consumer must first use this procedure before the vehicle
replacement or refund remedies will be available.
Lawsuits based on this Act must be brought within one year of the warranty
period's expiration OR within 18 months from the time the consumer received
the vehicle OR within 90 days after the end of an informal dispute
settlement procedure. If a consumer wins an action based on this Act, he
may, as part of the judgment, be allowed to recover costs and expenses
(including attorney's fees) related to the lawsuit. But if a consumer is
found to bring a claim under this Act in bad faith or for harassment
purposes, that consumer may be liable for all court costs resulting from the
Apply For A First Time Buyer Program
Submit a car loan application to local dealers who
can assist first time buyers with no credit history. Must have proof of a
Vehicle Review: 2012 Hyundai Elantra
a crummy choice, then a dark horse alternative, and now one of the sales
leaders, the Hyundai Elantra is quite the success story. After 2011's
complete redesign, the Elantra had shed its frumpy, anonymous styling and
gained fluid curves and a
coupe-like roof line. The 2012 Hyundai Elantra
looks good, and that counts for a lot in a segment not normally known for
Thankfully, there's substance to go along with the 2012 Elantra's new sheet
metal. Its 1.8-liter engine delivers commendable power for its class, as
well as thrifty fuel economy. The latter improves even further for 2012,
thanks to a new system known as Active Eco. When the driver selects this
mode, the Elantra's automatic transmission shift points and throttle
response are adjusted to increase fuel economy by up to 7 percent. The
downside, though, is more sluggish performance when the mode is
Online Car And Truck Sales **
Car Loans For Those With Bad Credit Or No Credit At All ***