Request Car Loan
Bad Credit Welcome
No Credit Welcome
All w/Income Approved
View the questions of other visitors, and the best
Research information referencing car sales and car loan
Locate car sales by make and model.
Find local dealers and lenders who offer no money down
car loan programs.
Buy Here Pay Here
Locate local buy here pay here car dealers offering in
Monthly Payment Car Loans
Find local dealers and lenders offering car loans with
a low monthly payment.
Car Sales And Loans
Cars For Sale With A Low Monthly Payment.
UsedCarSale.com Financial Services (Low Monthly Payment):
Available As Of May 26,, 2013
Apply For A Car Loan With Low Monthly Payments
Submit an application to local dealers and lenders who
offer car loan programs that include a low monthly payment.
Must have steady income.
Apply For A Car Loan With A Bad Credit History
Submit an application to local dealers and lenders who
can assist those with a bad credit history.. Must have income, and stable residency.
Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those
with no prior credit history. Must have income.
for sale that come with a low monthly payment, and easy approval terms. Even
those with a bad credit history can secure loans with proof of a steady
source of income. Loans that include payments of less than $200 can be
secured in just a couple of hours! Let UsedCarSale.com put you behind the
wheel of a car that will include the low monthly payment that will fit into
Low Down Payments Available! Low Monthly Payments Available!
Car loan programs that include approvals for those with
past bankruptcies, repossessions,
divorce issues, unpaid medical bills, and slow pays. Our online lending
partners can secure approvals based on factors not related to your prior
Bad Credit And First Time Buyers Approved With Proof Of Current Income!
Cars and trucks for sale by both local used car dealers,
and private sellers. UsedCarSale.com is completely free to all sellers.
Posting your used car or truck for sale here takes just a moment, and you
may list as many as you have for sale. Buyers simply need to select a state,
to the left, in which you would like to begin your search.
Apply For A First Time Buyers Program
Submit a car loan application to local dealers who
can assist first time buyers with no credit history. Must have proof of a
Vehicle Review: 2011 Nissan Versa
Posted May 26, 2013
The 2011 Nissan Versa certainly has that bargain-basement price
thing down. It was one of the cheapest cars on sale in the United States,
yet it was a lot of "bang for the buck". If all you're looking for is
simple, safe, spacious,
and, yes, cheap transportation, then the Nissan Versa might be all you need.
Like many subcompact cars, the Versa is available in 4 door sedan and
hatchback body styles and its most basic models offer little in the way of
convenience features. If you opt for the cheapest trim level, you'll be
cranking your own windows, climbing across seats to unlock doors and humming
to your own tunes because there are neither power accessories nor even a
radio. But you still get enough space for four 6-footers, comfy seats, a
soft ride, a nicely crafted interior and a large trunk.
Stepping up to the higher trim levels got you common features like power
accessories, air-conditioning and a radio. But the Versa was one of the few
cars in its price range to offer such items as keyless ignition/entry, a
navigation system, an iPod interface and Bluetooth. In other words,
depending on your preference, the Versa could have been either bare-bones
transportation or one of the best-equipped small cars on the market.......more
Apply For A Car Loan For Nissan Versa Purchase
Those with a bad credit history, or no
credit history, approved with proof of a current income. Low monthly payment
available through extended term programs.
Getting That Low Monthly Payment Car Loan - Use Caution
Some new car loans these days are beginning to resemble
Driven by some of the lowest interest rates ever, as
well as the nearly $30,000 average cost of a new car and the fact that
vehicles are lasting longer, new car loans are extending out as long as
Longer car loans are a national trend that can be good
or bad, depending on the loan terms, type of vehicle being purchased and
whether someone is willing to commit to keeping a car for seven years or
more, among other things, auto market experts say.
"There are a lot of moving parts to this story," said
Jessica Caldwell, director of pricing and industry analysis at car-buying
More than 30% of new car loans today in the United
States are for 72 months or greater. That's the highest percentage ever,
said Jim Tolkan, president of the Automobile Dealers Association of Mega
During March, the average loan term for people who
financed new cars in the U.S. was 65.7 months, or nearly 5½ years, Caldwell
"Credit being cheaper makes it a lot easier to extend a
loan," she said. "An ideal payment would be zero percent for 84 months if
you can get it.
"That's just free money, essentially."
You will likely need stellar credit and a decent-size
down payment to get it. And it may not be available on some of the
bestselling models. "It's not for every vehicle," Tolkan said.
Still, if you find such a deal on a model you want - or
need - and you typically drive cars until the wheels fall off, 84 months
might make sense.
"We see some people who take advantage of the longer
terms," said Jay Magulski, president and CEO of New Berlin-based Landmark
Credit Union, the largest credit union in Wisconsin.
"I don't know that seven years is a real popular term.
It's not. But there are people who are looking at six-year terms.
For consumers, the ability to spread payments out over
six or seven years might allow them to buy more car than they ordinarily
could afford because the monthly payment shrinks when it's spread over such
a long period of time at zero percent interest.
"I think the biggest driver of this whole thing is that
most Americans base car prices on monthly payments," Caldwell said.
New cars cost on average about $30,000, she said.
"That's quite a bit of money for most people when you consider the average
The average price of a new car in 2000 was $24,900,
according to data from the National Automobile Dealers Association.
While the monthly payment on a longer loan might be
less, the interest paid over the life of the loan may not make the deal
worth it for many consumers. "If I can get a car loan spread out over six
years or seven years, regardless of what the interest rate is, it's going to
positively impact the payment," Magulski said.
"If I'm thinking that I'm going to hold onto this car
six, seven, eight, nine years or longer, then I might be very comfortable
from a budgeting perspective having a car loan that is over six or seven
years - even eight years - because of the way it works with my budget," he
Low Monthly Payment Car Loans**