Request Car Loan
Bad Credit Welcome
No Credit Welcome
All w/Income Approved
View questions asked by other visitors, and the best
View information pertaining to car sales and securing a
car loan with a bad credit history.
Find vehicle sales, and car loan, information, by
vehicle make and model.
Find local car dealers who can assist those buyers with
a bad credit history.
Car Sales And Loans
Buy Here Pay Here
Find local buy here pay here car dealers who offer in
Automotive News And Notes.
UsedCarSale.com Financial Services:
Available As Of May 14, 2013
Apply For A Car Loan - Bad Credit History
Submit a two minute application to dealers and/or lenders in your area that
can, and will, approve those with a bad credit history.
Must have steady income.
Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here dealers, or dealers
who offer in house financing. Must have income, and stable residency.
Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those
with no prior credit history. Must have income.
August 16, 2010 - There were some smiles at the gas pump on Monday as the
average price of a gallon of unleaded regular dropped by a couple of cents
across the country.
The average retail price of gasoline is $2.75 a gallon, according to AAA, Wright
Express and Oil Price Information Service. That's down 2 cents from Friday and
2.4 cents from a week ago. Gas is 11.3 cents a gallon higher than a year ago.
Gasoline prices have dropped as crude oil prices fell from about $81 a barrel in
the past week, mostly on worries that the U.S. and global economic recoveries
are losing steam. On Monday benchmark crude for September delivery fell 29 cents
to $75.10 a barrel on the New York Mercantile Exchange in midday trading. The
contract lost 35 cents on Friday to settle at $75.39 a barrel, its lowest level
in a month.
August 4, 2010 - Summer promotions and easier credit lured shoppers back to car
buying last month, a relief to an industry worried about June's sales slowdown.
Every major automaker except for Ford and Daimler said their July sales topped
those in June. The biggest monthly sales gains were posted by Nissan, Toyota,
Volkswagen, Subaru and Kia.
The industry sold just over 1 million cars and light trucks in July. That's 6.6
percent higher than in June, when worries were growing that the economic
recovery might be faltering. Sales also were 5.1 percent higher than in July of
2009, a year where sales fell to a 30-year low.
July 20, 2010 - It's getting easier to get a car loan.
"A couple of months ago, it was horrible," says George Magliano, an automotive
research analyst with IHS Global Insight. "The least blemish on your credit
report and you got nothing."
The loan approval rate for customers with the highest credit scores was 90
percent in June after sliding to 70 percent in late 2008 during the recession.
It's this group that's taking advantage of the widely advertised zero-percent
For the majority of consumers with middle-tier credit, in the range of 620 to
750, loan approvals jumped 12 percentage points in the past year to above 82
percent, says CNW Marketing Research of Brandon, Ore. Plenty of banks are eager
to make deals.
And now, even those with poor credit scores are getting a break.
Historically, the approval rate for subprime borrowers � those with scores below
620 � ran about 60 percent. Last year, the rate fell to 5 percent. Now, it's
running at 9 percent.
Subprime borrowers still need to make a sizable downpayment and will pay
interest of 10 percent or more, but car buyers with poor credit make up a big
chunk of the market.
July 13, 2010 - Drivers are finding lower gas pump prices now that the July 4th
weekend is over and prices are likely to keep sliding.
The national average for retail gasoline prices was $2.724 a gallon, 2.6 cents
less than it was on Friday as the holiday weekend began, according to AAA,
Wright Express and Oil Price Information Service. The pump price is 11.3 cents
more than a year ago but about the same as a month ago.
Predictions of a national average of $3 a gallon faded weeks ago because
supplies remain above a five-year average and demand is tepid as consumers worry
about jobs and the strength of the economic recovery.
Analysts think gasoline prices will bounce a bit between now and Labor Day but
will not jump significantly.
"I think right now, we've probably seen the peak for the summer. We're probably
going to start heading back down again," PFGBest analyst Phil Flynn said.
July 2, 2010 - General Motors Co. says it is working with banks and other
financial institutions so it can sell and lease more cars to buyers with poor
The talks lessen the likelihood of GM trying to buy the auto finance business
from Ally Financial, its main lender. They also make it less likely that GM
would start its own auto financing unit.
GM considered both options earlier in the year because Ally was reluctant to
fund loan and lease deals to buyers with subprime credit. About 16 percent of
all loans for new cars and trucks go to subprime buyers. GM recently has been
unable to tap that market.
Spokeswoman Renee Rashid-Merem says GM's current strategies are working because
sales are growing.
July 2, 2010 - Americans' enthusiasm for new cars and trucks cooled in June on
worries about the economy, signaling that the auto industry's recovery is far
GM, Ford and Chrysler said sales of new cars and trucks fell between 12 and 13
percent in June from the prior month. Sales at Toyota Motor Corp. slid 14
percent. Hyundai, however, bucked the trend with a slight gain.
People are holding off on big-ticket purchases because they remain anxious about
unemployment and home values. Tightfisted consumers could mean a tough summer
for automakers, who hope to improve sales after a dismal 2009.
"The market remains very challenging and the recovery continues to be at a very
gradual and modest pace," said Bob Carter, a Toyota vice president.
June 18, 2010 - U.S. automakers have surpassed imported brands for the first
time in a survey that measures the quality of new cars and trucks.
J.D. Power and Associates said Thursday that owners of domestic cars reported
fewer problems on average during the first 90 days of ownership than foreign
cars and trucks.
It marks the first time that has happened in the 24 years the industry research
group has conducted the annual quality study.
Apply For A First Time Buyer Program
Submit a car loan application to local dealers who
can assist first time buyers with no credit history. Must have proof of a
Vehicle Review: 2012 Hyundai Elantra
a crummy choice, then a dark horse alternative, and now one of the sales
leaders, the Hyundai Elantra is quite the success story. After 2011's
complete redesign, the Elantra had shed its frumpy, anonymous styling and
gained fluid curves and a
coupe-like roof line. The 2012 Hyundai Elantra
looks good, and that counts for a lot in a segment not normally known for
Thankfully, there's substance to go along with the 2012 Elantra's new sheet
metal. Its 1.8-liter engine delivers commendable power for its class, as
well as thrifty fuel economy. The latter improves even further for 2012,
thanks to a new system known as Active Eco. When the driver selects this
mode, the Elantra's automatic transmission shift points and throttle
response are adjusted to increase fuel economy by up to 7 percent. The
downside, though, is more sluggish performance when the mode is
Online Car And Truck Sales **
Car Loans For Those With Bad Credit Or No Credit At All ***