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Information on car sales and car loans for those with
bad or no credit.
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make and model.
No Money Down
Car Sales And Loans
Find local dealers and lenders, on Gingeo.com, who can
approve car loans for those with no money for a down payment.
Buy Here Pay Here
Find buy here pay here car dealers in your county.
Find local car dealers who assist those with a bad
Car Sales And Loans
Car Dealers Who Accept No Down Payments
UsedCarSale.com Financial Services:
Available As Of June 15, 2013
Apply For A Car Loan With No Down Payment
Submit a two minute application to dealers and/or lenders in your area that
can, and will, approve those with no down payment.
Must have steady income.
Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here auto dealers, or dealers
who offer in house financing. Must have income, and stable residency.
Apply For A Bad Credit Car Loan With No Down Payment
Submit an application to local auto dealers who can assist those
with a bad credit history, and no money down. Must have income.
car dealers can secure financing for an amount equal to 100% of the
vehicle's selling price. The reason this is possible is simple; the value of
the vehicle equals, or exceeds, the selling price, or the buyer's credit
rating is exceptionally high.
Loan Approvals With No Down Payment
For those with a bad credit history, the only
consideration, would be the value of the vehicle. It's simple math. If the
vehicle has a value of $5,000, the bank may be willing to write a check for
Another consideration, when dealing with a purchaser with
poor credit, is the purchaser's
source of income, and ability to repay.
So - If you have a steady source of income, and the
vehicle purchased is valued at, or above, the selling price, you are likely
to be able to find a dealer who will able to accept a deal that includes no
Apply For A First Time Buyer Car Loan Program
Submit an auto loan application to local dealers who
can assist first time buyers with no credit history. Must have proof of a
How To Increase Your Chance Of Approval With No Money Down.
Posted June 15, 2013
In many cases, those with a bad credit history are the same folks
who may be searching for a lender who will approve a car loan that requires
no down payment.
To make a no down payment car loan possible, the applicant will need to need
to provide some, or all, of the following;
1) A steady job for the last two years
2) A minimum monthly income of at least $1500
3) No repossessions in the last 12 months
4) Proof of U.S., or Canadian Citizenship.
Is The Amount Of The Down Payment Important To Lenders?
Posted May 18, 2013
In many cases, those in need of a car loan from a sun prime lender are also
in need of a car loan that can be offered with no down payment. In most
cases, lenders will not
Car loan providers believe, and rightfully so, that customers with a larger
amount of their own money invested in a vehicle, are more likely they are to
make his, or her, monthly payments in a timely manner. In addition, it is
also true that the larger the down payment a customer offers up front, the
higher the chance of the customer successfully fulfilling the terms of the
All that being said, it is still possible to secure a car loan with no down
payment offered at the time of sale. How is this possible? Well, remember
this; when a car loan applicant is weak in one criteria used to consider
loan approval, they can offer strengths that offset the weakness. These
strong assets can be the length of employment, and/or residency in the same
area. A car buyer with bad credit, and no down payment, who has many years
with the same employer can still secure a car loan with one of the
usedcarsale.com dealers, or automotive lenders.
If you have a bad credit history, no down payment, and a strong source of
income, we can secure the loan you need.
Review: 2012 Chevrolet Cruze
Posted May 2, 2013
Researching a small car, to find a top pick, used to be pretty
straightforward. Chances are we'd point you to a Honda Civic, a Mazda 3 or,
if you really wanted to fly your freak flag, a Subaru Impreza. But now
different. There's been a regime change for small cars, and one of the rebel
leaders is the 2012 Chevrolet Cruze.
The Cruze debuted in 2011 as an all-new model and has gone on to be both a
sales and critical success. The reasons are multifold, but the bottom line
is that the Cruze is simply a quality car. It looks sharp inside and out.
Attention to detail is apparent the first time you close the door and notice
it shuts with a solid "thunk." The feature content is up to date with
options such as hard-drive-based navigation and keyless ignition/entry.
Chevy's come a long way since the Cobalt.........more
No Down Payment Car Sales**
Bad Credit Approved With Proof Of Current Income ***