Request Car Loan
Bad Credit Welcome
No Credit Welcome
All w/Income Approved
View questions from other visitors, and the best
Information on car sales and car loans for those with
bad or no credit.
Research available sale and loan information by vehicle
make and model.
No Money Down
Car Sales And Loans
Find local dealers and lenders, on Gingeo.com, who can
approve car loans for those with no money for a down payment.
Buy Here Pay Here
Find buy here pay here car dealers in your county.
Find local car dealers who assist those with a bad
Car Sales And Loans
Cars For Sale With No Down Payment
UsedCarSale.com Financial Services:
Available As Of June 15, 2013
Apply For A Car Loan With No Down Payment
Submit a two minute application to dealers and/or lenders in your area that
can, and will, approve those with no down payment.
Must have steady income.
Apply For A Buy Here Pay Here Payment Plan
Submit an application to local buy here pay here auto dealers, or dealers
who offer in house financing. Must have income, and stable residency.
Apply For A Bad Credit Car Loan With No Down Payment
Submit an application to local auto dealers who can assist those
with a bad credit history, and no money down. Must have income.
is a free forum for buyers and sellers of used cars, trucks, vans, and
suv's. We welcome all sellers, including private sellers, local car dealers,
and auto auctions.
Those With Bad Credit Approved With Proof Of Income
We can also assist those who need a car loan secure
one....regardless of prior credit history, or amount of available
down payment. Good credit,
bad credit, and no credit are all okay, with proof of a steady source of
income. We can overcome past repossessions, bankruptcies, slow pays, and
Buy A Car With No Down Payment
If you have no down payment, we, with the help of our
online lending partners, can assist you secure a loan, based solely on the
value of the car you intend to purchase.
We can even secure car loans for vehicles purchased on
other online sites, such as Craigslist,
eBay, and Autotrader. Maybe you want to walk into your local car dealership
with a pre approved loan.
Don't let the fact that you have no money for a down
payment prevent you from owning the car or truck you really want and
deserve. Let us help you.
To request a car loan, simply click on the "Request Car
Loan" link to the left, or select a state in which you might want to search
our current used car and truck inventory for sale.
Apply For A First Time Buyer Car Loan Program
Submit an auto loan application to local dealers who
can assist first time buyers with no credit history. Must have proof of a
How To Increase Your Chance Of Approval With No Money Down.
Posted June 15, 2013
In many cases, those with a bad credit history are the same folks
who may be searching for a lender who will approve a car loan that requires
no down payment.
To make a no down payment car loan possible, the applicant will need to need
to provide some, or all, of the following;
1) A steady job for the last two years
2) A minimum monthly income of at least $1500
3) No repossessions in the last 12 months
4) Proof of U.S., or Canadian Citizenship.
Is The Amount Of The Down Payment Important To Lenders?
Posted May 18, 2013
In many cases, those in need of a car loan from a sun prime lender are also
in need of a car loan that can be offered with no down payment. In most
cases, lenders will not
Car loan providers believe, and rightfully so, that customers with a larger
amount of their own money invested in a vehicle, are more likely they are to
make his, or her, monthly payments in a timely manner. In addition, it is
also true that the larger the down payment a customer offers up front, the
higher the chance of the customer successfully fulfilling the terms of the
All that being said, it is still possible to secure a car loan with no down
payment offered at the time of sale. How is this possible? Well, remember
this; when a car loan applicant is weak in one criteria used to consider
loan approval, they can offer strengths that offset the weakness. These
strong assets can be the length of employment, and/or residency in the same
area. A car buyer with bad credit, and no down payment, who has many years
with the same employer can still secure a car loan with one of the
usedcarsale.com dealers, or automotive lenders.
If you have a bad credit history, no down payment, and a strong source of
income, we can secure the loan you need.
Review: 2012 Chevrolet Cruze
Posted May 2, 2013
Researching a small car, to find a top pick, used to be pretty
straightforward. Chances are we'd point you to a Honda Civic, a Mazda 3 or,
if you really wanted to fly your freak flag, a Subaru Impreza. But now
different. There's been a regime change for small cars, and one of the rebel
leaders is the 2012 Chevrolet Cruze.
The Cruze debuted in 2011 as an all-new model and has gone on to be both a
sales and critical success. The reasons are multifold, but the bottom line
is that the Cruze is simply a quality car. It looks sharp inside and out.
Attention to detail is apparent the first time you close the door and notice
it shuts with a solid "thunk." The feature content is up to date with
options such as hard-drive-based navigation and keyless ignition/entry.
Chevy's come a long way since the Cobalt.........more
No Down Payment Car Sales**
Bad Credit Approved With Proof Of Current Income ***